Kashf Foundation
Financial Services for All in a Poverty Free and Gender Equitable Society

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Senior Management

Roshaneh Roshaneh Zafar – Managing Director

Ms. Zafar is the Founder and Managing Director of Kashf Foundation and established Kashf after she met with Dr. Muhammad Yunas of the Grameen Bank. Ms. Zafar holds a Masters degree in International Development from Yale University and BSc Degree in Finance from the Wharton Business School, University of Pennsylvania in the United States. Ms. Zafar has a wide range of development experience; she started her career with the World Bank and then went on to set up Kashf Foundation. Ms. Zafar has won many awards and recognitions for her contributions to the field of social entrepreneurship and women’s development.


Kamran Azim Kamran Azim – Chief Operating Officer

Mr. Azim has been part of Kashf Foundation since 2005. He has been spearheading the network growth as well as product development initiatives at the Foundation. Mr. Azim is a fellow member of the Institute of Chartered Accountants of Pakistan and started his career with KPMG from where he went on to work with Total Parco Pakistan Ltd. Mr. Azim has a vast range of experience in financial advisory services as well as the corporate sector.


Faisal Malik Faisal Malik – Chief Technology Officer

Mr. Malik brings a unique combination of Technology and Management Consultancy. Prior to joining Kashf in 2003 he spent his professional career with Ernst & Young and Sprint where he specialized in project management and advisory services. He has been elemental in taking forward the automation drive within Kashf’s branch network. He introduced the vision of ‘Delight the Customer’ within the organization and is the prime architect of Kashf’s Management Information System Software the “Miracle Worker.”


Ghulam Haider Ghulam Haider Chaudry – Chief Internal Auditor

Mr. Chaudary has been at Kashf Foundation since the past 7 years. Mr. Chaudary has over 25 years of auditing experience in the private sector and has worked for a major part of that in the education sector. Mr. Chaudary joined the Kashf team in 2006 to lead the design and implementation of Kashf’s internal audit processes along with establishing a strong culture to ensure high policy compliance and high standards of transparency at all times.


Shahzad Iqbal Shahzad Iqbal – Chief Financial Officer

Mr. Iqbal has been with Kashf Foundation since 2008. He deals with external financial stakeholders, arranges and forecasts funds required, and is involved in all key decision making processes of the company. Mr. Iqbal joined Kashf after working 7 years in the corporate sector. He is a Fellow member of the Institute of Chartered Accountants of Pakistan (ICAP) and has worked with KPMG and Worldcall (a leading telecom and broadband company) prior to joining Kashf Foundation.

Shahla Sattar Shahla Sattar – Head Risk and Compliance

Ms. Sattar joined Kashf in the very beginning in 1999 as an associate in the Accounts Department. Over the years, she has headed the Accounts department and recently took over the newly established Risk and Compliance department as its Head. Ms. Sattar has been elemental in developing the overall risk management framework for the institution and works closely with the Internal Audit department for its continuous improvement. She holds an MBA in Finance from the National College of Business Administration.


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