Senior Management

Director
Ms. Roshaneh Zafar – Managing Director

Ms. Zafar is the founder and managing director of Kashf Foundation. She worked with the World Bank in Islamabad in the Water and Sanitation department for several years prior to setting up the Foundation. Ms. Zafar was one of the first Ashoka Fellows in Pakistan and has been a Schwab Foundation Social Entrepreneur since 2004. Ms. Zafar has also been awarded the Tamgha-e-Imtiaz, one of Pakistan s highest civilian awards, by the President of Pakistan for her work in the field of development and women’s empowerment and was also awarded the Skoll Award for Social Entrepreneurship in 2007 and the Vital Voices award for Economic Empowerment in 2010.  She is also serving as a member of the Prime Minister’s Taskforce on Austerity and Federal Government restructuring, and sits on the board of several institutions including the Finca Microfinance Bank, the Punjab Board of Investment and Trade, the Punjab Social Protection Board and Kaarvaan Crafts.  Ms. Zafar is a graduate of the Wharton Business School, University of Pennsylvania, USA and also holds a Master’s degree in Development Economics from Yale University, USA.

Director
Mr. Mumtaz Iqbal - Chief Operating Officer

Mr. Mumtaz Iqbal has done master in business administration with 18 years of diversified experience, ranging from 4 years of sales, marketing and HR management work in an American multinational Align Technology and has been serving Kashf Foundation on different management positions for over 16 years.

Director
Mr. Faisal Malik – Chief Technology Officer

As a Chief Technology Officer, Mr. Faisal leads strategic efforts around technology and business initiatives. His focus has been around ‘customer centricity though leveraging on technology’. He has been involved in setting strategic direction, implementation of digital financial services and alternative delivery channel initiatives for organizational transformation. He is passionate about financial inclusion and wealth management for the underserved. Previously he has worked in advisory services firms and telecom sector.

Director
Mr. Ghulam Haider Chaudry – Chief Internal Auditor

Mr. Chaudary has been at Kashf Foundation since the past 7 years. Mr. Chaudary has over 25 years of auditing experience in the private sector and has worked for a major part of that in the education sector. Mr. Chaudary joined the Kashf team in 2006 to lead the design and implementation of Kashf’s internal audit processes along with establishing a strong culture to ensure high policy compliance and high standards of transparency at all times.

Director
Mr. Shahzad Iqbal – Chief Financial Officer

Mr. Iqbal has been with Kashf Foundation since 2008. He deals with external financial stakeholders, arranges and forecasts funds required and is involved in all key decision making processes of the company. Mr. Iqbal joined Kashf after working 7 years in the corporate sector. He is a Fellow member of the Institute of Chartered Accountants of Pakistan (ICAP) and has worked with KPMG and Worldcall (a leading telecom and broadband company) prior to joining Kashf Foundation.

Director
Ms. Shahla Sattar – Chief Risk Officer

Ms. Sattar joined Kashf in the very beginning in 1999 as an associate in the Accounts Department. Over the years, she has headed the Accounts department and recently took over the newly established Risk and Compliance department as its Head. Ms. Sattar has been elemental in developing the overall risk management framework for the institution and works closely with the Internal Audit department for a continuous improvement. She holds an MBA in Finance from the National College of Business Administration.

Director
Ms. Zainab Saeed- Head of Research

Ms. Zainab Saeed holds a Masters degree in Economics from London School of Economics. She has more than 10 years of Kashf experience along with diverse exposure of working with different departments including Operations, Human Resources, Strategic Communication and Research. Currently she is heading the Research department as Head of Research & Customer Insights.

Director
Mr. Yasir Arjumand- Head of Finance

Mr. Arjumand holds Masters degree in Business Administration in Finance. Prior to Kashf, he has vast financial sector experience. He joined Kashf Foundation as a Financial Analyst in 2007 and got his first promotion in 2010 as Assistant Manager Finance. He was rewarded another promotion as Manager Finance on the basis of his excellent performance. He is now leading the department as Head of Finance.

Director
Mr. Imran Babar- Head of Accounts

Mr. Imran Babar has done Masters in Business Administration in Finance. He has almost 15 years of Kashf experience in the field of accounts. He joined as Accounts Associate in 2003 and got promoted as Assistant Manager Accounts in 2010. Later on he was promoted as Manager Accounts as a result of his outclass performance. Currently, he is working as the Head of Accounts.

Director
Mr. Mueen Afzal- Head of Human Resources

Mr. Mueen Afzal is a Chartered Accountant by profession and has overall 15 years of professional experience with renowned organizations including Riaz Ahmad (an audit firm), Crescent Investment Bank and Kashf Foundation. His diverse and enriched background of financial sector organizations makes him result oriented and creative. He has introduced and implemented best practices of compensation and benefits at the Foundation including achieving a 50% gender ratio across all tiers. Currently he is leading the HR department as Head of HR.