Micro-Insurance

  • 12,828,693 lives insured under life insurance
  • 14,589,433 policy holders under health insurance
  • 119,770 lives insured under Livestock Insurance
Kashf Sehatmand Zindagi Beema (KSZB)

Kashf has been a pioneer in introducing insurance for low-income households in Pakistan. Most low-income households lack access to formal safety nets and are highly vulnerable to shocks such as death of the breadwinner, illness, and disease.  Kashf was the first institution to offer credit for life insurance in 2002 which has since become an industry practice. More recently Kashf has been able to successfully demonstrate the business case for a pro-poor women centric health insurance. Kashf offers the following insurance products:

Kashf Sehmatmand Zindagi Bima

“A comprehensive health insurance program for the entire family that is easy to use and understand”

Kashf Credit for Life Insurance

“An insurance coverage for death or disability of the client or her major bread earner which covers the outstanding loan amount and gives a small burial payout to help with funeral expenses”

Kashf Animal Insurance

“Insurance coverage for cattle that is purchased in case of theft or death of the cattle”