Kashf Murabaha

  • Loans Disbursed
    155,640
  • Amounting to
    PKR 7.9 Billion

Kashf Marhabah is a customized product designed offered in Khyber Pakhtunkhwa province where Kashf’s market research showed a significant demand for microfinance but a higher degree of unease in accessing conventional microfinance products. To address the regional credit needs in KPK Kashf runs this Shariah Complaint program which has been approved by a Shariah advisor.

Features and Specifications
Target Market and the Purpose of Murabaha Focused towards women from low-income households, who are looking for financial capital to invest in their existing or new businesses (currently only offered in KPK)
Tenure of the Murabaha 12 and 18 months
Takaful – Life Takaful (free)
– Health Takaful coverage of client and family members
Murabaha amount
Product Tenure 1st loan cycle Repeat loans
 KM-12 Months PKR 45,000 –PKR 60,000 PKR 45,000 –PKR 200,000
KM-18th Months PKR 45,000 –PKR 70,000 PKR 45,000 –PKR 300,000
Client Testimonial
client-testimonial

“I was one of the first women from my community to take a loan for expanding my small parlor business. With support from Kashf and my hard-work I have been able to set up a small parlor and I contribute to our household income. I have also employed two employees to help me when the workload increases” – Rahim Bibi, Nowshera